Finance At Your Fingertips

Online payment platforms bring finance from anywhere in the world, to your door steps, to the tips of your fingers at a single click. Our world started trading way back in time and it involved travelling for years on boats with a lot of commodities destroyed and lost along the way. This has become the only way to be able to earn money from people across waters. With technological advances, the world of trading and financial acquisition has improved and easier ways for transactions have been created and established. The rise of technology has, however, gone way far ahead than that of finances that is why the innovations in the financial market had only started recently with the greater demand for convenience.

Although the changes have started with the use of online network servers as bridges that cater monetary transfers, the fees involved are so high that a lot are still unable to participate and others still go back to the old ways of money transfers which still incurs a lot of lapses and loss. With the advancement of technology, people are now able to go to physical financial institutions that allow them to remit and exchange money for a large transaction fee but for a lesser transaction period than the manual process would do. Although this is so, the inconveniences still pose a potential threat with service centers closing at the end of the day and people who work have to either be absent from their jobs or have to do under time just so they can go and send money via these services. Most of the time, the transaction period is long and the inconvenience for both sender and receiver is large since they have to go to centers that allow them to perform the said task.

Now, with these method, we will be able to bring finance closer to home, right at your fingertips. You no longer have to go out and be absent from work, as long as you have a secure server on, you will be able to log in to your online wallet and send monetary remittances or perform foreign exchanges with a single click of your finger. No waiting, no exerting too much effort, just fund your account and you can do it as soon as you want to.

This is a technological advancement working side by side with finance as we bring convenience and control to your own hands doing all possible exchanges and payments over the internet. This platform together with its partners work hand in hand to allow you to do whatever you please with your assets and funds without snooping into your personal data and still keeping it all on a secure communication line so loses are impossible and all transactions are traceable.

Finance has never gone this better with the greater convenience of flexible currencies available and freedom of choice when you will withdraw your assets and how you are going to manage them. This is the future of finance-at the tip of your fingers bridging the gap through secure server connections on the internet.

Why Your Community Bank Is Better Than a National Bank

In this day and age of national and international financial institutions proliferating throughout even the smallest of towns, it can sometimes be hard to find a local community bank. If you are lucky enough to have one nearby, you should definitely use it for all of your financial needs. You might think a larger branch can offer more services and better deals, but that is a fallacy. Here are some of the reasons why your local branch trumps the big ones.

Service

The keyword to focus on for a community bank is “community.” Everyone who works in the building, from the night janitor to the security guard, and the rookie teller to the owner and president, is from your community. They know who you are even if you lose your wallet and desperately need to take money out, even without a photo ID or debit card. They know that even though you are occasionally a few days late on the mortgage, you always pay it. The large multi-state and multinational institutions will hire some local tellers, but there is a good chance management will not try to establish a personal relationship.

Connections

Furthermore, the people in your local branch know the people that you will be doing business with throughout town. If you run a restaurant and you need to do renovations, your branch will talk with your contractor and find out exactly how much it will cost you. If it is too much for the bank to loan, they can tell the contractor that, and see if he or she can lower their bid. Living in the same community with their customers will make the bank and its employees want to do everything in their power to satisfy you.

Perks

Some of the large branches can offer free checking, but only if you have a certain number of direct deposits a month, totaling a minimum specific amount. Otherwise, they will charge you a stiff penalty. Almost all of the bonuses that large institutions advertise come complete with a lengthy amount of fine print. Your community bank doesn’t mess around with those gimmicks. If they say free checking, they mean free checking, whether you have a nickel or a million in the account.

In conclusion, there is little that a big branch can offer you that a community bank cannot. The government backs both financial institutions. Your account is just as safe if your institution is headquartered in your town of 10,000 as it is for one headquartered in London or New York.